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About Eatonton - Moving to Eatonton, Georgia? Get info here... About Sparta - Moving to Sparta, Georgia? Get info here... About Milledgeville - Moving to Milledgeville, Georgia? Get info here... School Reports - Reports for Lake Sinclair, Eatonton and Milledgeville schools kindergarten, elementary, and high schools. Relocating? - Free real estate information & relocation package if you're relocating to Lake Sinclair, Eatonton and Milledgeville, in Baldwin County GA. Go to Main Sitemap - Main sitemap sections include Find Lake Sinclair, Eatonton and Milledgeville Homes, For Home Buyers, For Home Sellers, Lake Sinclair, Eatonton and Milledgeville Information, Real Estate Resources, and About Alan Haley.
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Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.
Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.
Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.
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Real Estate Trivia
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Where would you go to visit the largest ancient castle in the world?
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| A |
You would travel to Prague, Czech Republic, to see the Prague Castle, built in the 9th century, with a total surface area of 18 acres. |
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